Place on ovenproof dish in layers as follows:

Nacho chips

Make chili (own recipe or dry packet seasoning recipe)

Sliced black olives and sliced jalapeno peppers

Shredded cheddar cheese (Velveeta Mexican shredded is a "HOT" favorite

Bake for 10-15 minutes at 400 degrees. Remove from oven.

Shredded lettuce and tomatoes

Peeled coarsely mashed avocado

Top with sour cream

Salsa, "HOT" kind (if desired)

Omit or add any layers to suit your taste.