1 onion, chopped
1 tomato, chopped
1 bell pepper, chopped
4 tbsp. oil
2 tbsp. flour
1 c. water
1 sm. box Velveeta cheese (Mexican style, optional)

Saute first 3 ingredients in 2 tablespoons oil. Set mixture aside. Add 2 tablespoons oil and 2 tablespoons flour to pan. Let thicken and bubble; add water, stirring until well mixed. Add vegetables and chopped Velveeta cheese. Simmer on low - the longer it simmers the better it is. If it gets too thick, add a little more water.