16 oz. can refried beans
Sprinkles of chili powder
1/2 lb. grated Monterey Jack cheese
8 oz. guacamole dip, or 2 mashed avocados
4 oz. chopped olives
8 oz. jalapeno dip, or 4 oz. green chili peppers and 8 oz. sour cream
Sprinkles of garlic powder or garlic salt
1 bunch chopped green onions
1/2 lb. grated Cheddar cheese
2 chopped tomatoes

Layer in order in glass pan. Bake in 250 oven for 30-40 minutes.