1 pt. sour cream
1 pkg. taco mix

Mix together.

2 cans jalapeno bean dip (or 1 can refried beans put through food processor)
1 pkg. frozen avocado dip (sold at Giant, optional)
Shredded lettuce, tomatoes, green onions, black olives, Cheddar cheese (1 lb.)
Taco chips

On large tray, spread bean dip. Spread sour cream/taco mix on top of bean dip, followed by avocado dip (optional). Layer remaining ingredients on top of this. Serve with taco chips.