Combine first four ingredients for batter #1 in small bowl. Beat well. Stir in chocolate chips.
Combine all ingredients for batter #2 and beat until blended.
Using mini cupcake pans and mini cupcake papers, fill paper cups less than half full with chocolate batter (batter #2). Top each with heaping teaspoon of cream cheese batter (batter #1). Bake at 350 degrees for 20-25 minutes.