8 oz. ground turkey or beef
1 c. chopped onion
1 - 1 1/2 c. water
1 can black beans
1 can tomatoes
1 c. salsa (med. or hot, to taste)
1/4 tsp. chili powder
1/4 tsp. cumin

Brown meat and onions. Add other ingredients. Simmer 2 hours. Top with tostidos/doritos.