3 c. flour
1 c. sugar
4 tsp. baking powder
1 tsp. cinnamon
1 tsp. salt
2 c. milk
1 c. mashed bananas (3)
1/2 c. butter, melted
2 eggs
6 oz. chocolate chips

TOPPING:

3/4 c. nuts, raisins

Preheat oven to 400 degrees. Mix dry ingredients. Make well in center, add wet ingredients. Stir until just moistened. Spoon into muffin cups 3/4 full. Sprinkle 1 teaspoon nuts on top.

Bake at 400 degrees for 18 to 20 minutes. Cool 5 minutes. Remove from pan.

Makes 9 (3 inch) muffins.