1. Steam tortillas as package label directs. In small saucepan, heat refried beans; keep warm.
2. In 5 quart saucepan, heat 2 tablespoons salad oil over high heat. Add onions, peppers, garlic and 1/2 teaspoon salt; saute 3 minutes, or until vegetables are tender-crisp. Remove to bowl. Add 2 tablespoons salad oil to drippings in pan. Add chicken, chili powder and 3/4 teaspoon salt; saute 5 minutes, or until chicken is tender. Return onion mixture to pan; heat through.
3. Place chicken mixture in bowl on large, warm serving platter; sprinkle with cilantro. Arrange tortillas around bowl. Spoon beans into small bowl; sprinkle with cheese. Spoon picante sauce into another small bowl. Pass tortillas and fillings. Makes 6 servings.