1 (16 oz.) can refried beans
1 c. sour cream
1 pkg. Hidden Valley Ranch original recipe salad dressing mix
1 c. diced tomatoes
1 can (4 oz.) diced green chilies, drained
1 can (2 1/4 oz.) sliced black olives, drained
1/4-1/2 c. each shredded Cheddar & Monterey Jack cheese
Optional chopped avocado or shredded lettuce

Spread beans on serving plate. Blend sour cream and pack of Hidden Valley Ranch mix; spread over beans. Layer lettuce, tomatoes, green chilies, Cheddar cheese, olives and Monterey Jack cheese. Serve with tortilla chips. 8-10 servings.

Note: For lower fat, 16 ounce lite sour cream and reduced calorie "lite" cheeses.