1 (8 oz.) pkg. cream cheese
1 can Hormel chili (with or without beans)
1 (8 oz.) pkg. Monterey jack cheese with jalapeno peppers (or plain)

Spread cream cheese over bottom of pan (8 x 8 inches or slightly larger). Pour can of chili over cream cheese. Slice cheese and place on top. Bake at 325 degrees until cheese is melted and golden brown (approximately 10-15 minutes). May also be microwaved.

Serve with large Frito chips or tortilla chips.