1 can refried beans
1 jar salsa
1/2 c. shredded Monterey Jack cheese
1/2 c. shredded sharp Cheddar cheese
Taco chips

Line pan with 1 can refried beans. Top with salsa. Sprinkle cheeses on top. Cook in microwave 8 minutes at 50% power. Let stand 5 minutes. Serve with taco chips. Serves 6-8. Recipe can easily be doubled.