Line large jelly roll pan/cookie sheet with edges with heavy duty aluminum foil. Mix softened cream cheese with sour cream and a package of taco seasoning. Spread on bottom layer of pan. Chill for 1/2 hour to firm a little.
Mix 2 cans of spicy refried beans with 1 can of bean dip (to make easier to spread) and put over bottom layer. Next layer is guacamole. Follow with cheddar cheese, tomatoes, onions, green onions, jalapenos, black olives and top with cilantro.
Chill for up to 2 hours before serving. Enjoy!
Submitted by: Cori