2 (15 oz.) can refried bens with green chilies
1/2 c. mayonnaise
1/2 c. sour cream
2 avocados, peeled, pitted and chopped
2 tbsp. fresh lemon juice
1/2 c. picante sauce, medium or hot
1 c. shredded Cheddar cheese
1 c. shredded Monterey jack cheese
4 green onions, chopped
1 (4 oz.) can sliced black olives
Tortilla chips

Spread beans in 9 x 13 inch dish. Combine mayonnaise and sour cream and spread over bean dip. Sprinkle chopped avocados with lemon juice; layer over mayonnaise mixture. Cover with picante sauce. Sprinkle with Cheddar and Monterey Jack cheese, then onions.

Top with black olives. Bake uncovered at 350 degrees for 30 minutes.

Serve with tortilla chips. 8 to 10 servings. (This is so filling, can be used as a main course, too.