2 (8 oz.) pkgs. cream cheese
12 oz. sour cream
Chopped tomatoes, green pepper
1 jar hot salsa
Grated Swiss cheese
Grated cheddar cheese
Black pepper

Mix cream cheese and sour cream together and put on bottom of 9"x13" dish. Chop enough tomatoes and green pepper to cover cheese mixture. Sprinkle with black pepper. Cover top with hot salsa and top it all with grated Swiss and cheddar cheese. Serve with nacho chips.